New from Platinum Enterprise JCP Corp

Build or rebuild your credit for your next big move

101CREDIT850 is one complete program that gets your credit ready for a new home, a refinance, a car, or business funding. One package. One price. Real guidance from start to finish.

$1,500 One time payment. No monthly fees.

Repair • Improve • Achieve

Built for your goal

Get ready for the purchase that matters

Whether you are starting from zero or rebuilding after a setback, we prepare your credit for the moment you apply.

New home purchase

Position your credit for mortgage approval and a better rate on your first or next home.

Refinance

Strengthen your profile so you can refinance your home or loans on better terms.

Auto loan

Walk into the dealership with credit that works for you, not against you.

Business funding

Build the personal credit lenders look at when you apply for business financing.

Apartment approval

Pass the credit check and secure the place you want to live.

Lower interest rates

Better credit can mean lower rates and real savings on every loan you take.

How it works

Repair. Improve. Achieve.

Three clear stages, one simple program. You always know where you stand and what comes next.

Repair

We review all three of your credit reports line by line, find what is inaccurate, outdated, or unverifiable, and dispute it with the bureaus and creditors.

Improve

You get a personalized plan for utilization, payment history, and account mix, so you add strong positive history month after month.

Achieve

Before you apply, we review your updated reports with you so you go to the lender ready and confident.

What is included

Everything you need in one package

No tiers, no upsells, no monthly bills. Every client gets the full program.

Full review of your Equifax, Experian, and TransUnion reports
Disputes for inaccurate, outdated, or unverifiable items
Letters to creditors and collectors when appropriate
A personalized credit building plan
Credit utilization and payment strategy
Guidance on the right accounts to open and when
Budget and debt payoff plan
Identity and fraud check on every report
Progress check ins as your reports update
Lender readiness review before you apply

One package

^$1,500

One time payment

Full 3 bureau review and disputes
Personalized credit building plan
Lender readiness review
No monthly fees, ever

Your written agreement explains every service and the payment terms before any work begins.

Questions

Straight answers

Can you guarantee a specific score?

No. No one can honestly guarantee a credit score, a removal, or a loan approval. 101CREDIT850 is named for the top of the scale because that is the direction we work toward: accurate reports and strong habits that lenders reward.

How long does it take?

Every credit file is different. Credit bureaus generally have 30 days to investigate a dispute, and building positive history takes consistent months. After we review your reports we give you a realistic timeline for your goal.

Can negative items be removed?

Items that are inaccurate, outdated, or cannot be verified can be disputed and corrected or removed. Accurate, current, and verifiable information cannot be legally removed, so we focus on correcting errors and building strong new history around it.

Is it really one payment?

Yes. 101CREDIT850 is one package for one price: $1,500. There are no monthly fees and no add ons. Your written agreement explains exactly what is included before any work begins.

Who is this program for?

People building credit for the first time, people rebuilding after a setback, and anyone preparing for a mortgage, a refinance, an auto loan, an apartment, or business funding.

Can I dispute errors on my own?

Yes. You have the right to dispute inaccurate information directly with the credit bureaus at no cost, and you can get free reports at AnnualCreditReport.com. Our program adds the review, strategy, follow through, and a full building plan.

Get started

Your next big move starts with one conversation

Send us a message and tell us your goal. We will reach out to schedule your credit review and walk you through the program and the agreement.

The form below is already set to 101CREDIT850, so your message goes straight to the right team.

Emailpeterson@platinumjcp.com Office562 11th St N, Naples, FL 34102